Many people think that a black box is restricting but this isn’t always the case.
When we talk about black box ‘rules’, we simply mean there are a few things to be aware of to ensure you and other road users stay safe, as well as to help you keep your insurance premium down. In fact, there are seven rules in total, and they’re all pretty easy to follow.
Black Box Car Insurance Rules
1. Stick to the speed limit
This is important, even if you don’t have a black box installed sticking to the speed limit helps to make your driving safer, and, if you do have a telematics device installed, it ensures your insurance cost won’t rise too.
2. Brake in plenty of time
A black box measures how sharply you brake and, if you’re regularly hitting that pedal hard, it could be a sign that you’re approaching junctions too fast. Instead, try to slow down in plenty of time and gradually brake. Not only does it help you maintain a good score but it’s safer too.
3. Avoid driving your car late at night
While we don’t issue a curfew for those using our black boxes, you may see an effect on your driving score if you drive at night a lot. That means you can be designated driver at the weekend but should be aware that it can have an impact on how much you pay for your car insurance.
4. Don’t tamper with the box
This one goes without saying but, once the box is installed, don’t try to turn it off or remove it yourself - you want to be scored on your great driving and that’s what it’s there for!
5. Keep an eye on your mileage
With any insurance, you’ll need to let your provider know how many miles you travel each year. Some black box policies track this as you drive and if you go over, the cost of your insurance could go up. Before you head out, plan your route carefully and ensure you pace out how far you travel each month. Try and share trips or commutes with friends to cut down how much you drive.
6. Don’t let any uninsured drivers behind the wheel
Even if they’re a great driver, if they aren’t on your insurance, it’s against the law to let anyone get behind the wheel. It could also impact on your driving score and what your black box measures - so if they drive poorly, it could increase how much you pay!
7. Don’t put your foot down
The black box measures how fast you accelerate, so if you like to zoom out of junctions or off roundabouts, it may be time to slow down. If you’re hitting that top speed in seconds, you could be driving too fast - and this will impact your driving score.
Follow these black box car insurance rules, and you could enjoy cheaper car insurance and a safer drive every time you head out on the road!