You’ve just passed your test, and you can’t wait to get out on the roads - except you can’t because you can’t afford the insurance. We know it’s not easy being a first-time driver getting car insurance. At WiseDriving, we treat you as an individual; irrespective of how old you are, we give you the chance to get personalised car insurance premiums by demonstrating safe driving.
We aim to give you our most suitable price for first time drivers. Why? Because we trust that our customers are good drivers. If you are willing to have your driving monitored, we have to assume that you take safety on the roads seriously. If you drive really well, you may be able to earn more personalised monthly car insurance premiums.
We understand that as a first-time driver, there are two things you and your loved ones really care about – money and safety. At WiseDriving, we only offer telematics insurance. This means as we monitor your driving, we may reward safe driving. In doing so, we are actually encouraging safer driving on the roads.
WiseDriving is an innovative product that collects information as you drive. Which means that, for first time drivers, we can track:
- your rate of acceleration
- driving speed
- braking
- the time of day you drive
What do we do with this information? We calculate an overall driving behaviour score. If you increase your score, your premium may go down. However, if your score drops, you may pay more.
You can track your own scores through your personalised dashboard. This dashboard will provide you with daily updates on how you are doing on the road and ways to actually improve how safely you drive.
What are the benefits for a first-time driver?
- At WiseDriving, we give you a no claims bonus even when you’re learning to drive. i.e. if it takes you a year to pass your test, you will have earned a year’s NCB if you haven't needed to make a claim.
- You will have all the information you need to drive more safely at your fingertips, which is very important as a first-time driver.
- Be treated as an individual – if you drive well, then you may be able to earn more personalised car insurance premiums.
- If you are a first-time driver, and you’ve just purchased your first car (your pride and joy), what would you do if your car were to be stolen? In some cases, WiseDriving would be able to track your stolen vehicle and get it back to you. Please note, it's only possible to track a stolen vehicle if the telematics device has been professionally fitted or fixed to the car battery.
As a first-time driver, what happens if I drive poorly?
As long as you keep your acceleration, speed and braking in check and avoid driving late at night where possible, you should be fine. i.e. your score shouldn’t drop.
However, if you begin to drive dangerously and aggressively, it is likely that your score will drop drastically resulting in an increase to your insurance premium costs.
Why not get first time driver car insurance through WiseDriving today?