HOW DOES BLACK BOX INSURANCE WORK?

Box
To give you an opportunity to save money during your time with us, we will monitor the way you drive using a WiseDriving black box in your car.
Speedo1

By measuring a number of factors when you drive, we calculate a Driving Behaviour Score which is rated out of 100. We don't have a curfew for night-time driving; however, your score will be lowered if you regularly drive between 11pm and 5am. 

Card
We are passionate about safe driving and want to reward you if you show safe driving behaviour. If your score has improved, you could get money back. However, if your score reduces, there may be additional money to pay.
Chart
If your score falls significantly, this indicates that you are not driving as safely as you could be - and because we're so passionate about this, we will give you lots of hints and tips about how to build your score back up to safe levels. If you don't act to improve your score, we may need to cancel your policy. Don't worry, we'll give you a heads up and time to improve before we do.
Driver

Safer driving means lower premiums for all our customers. Equally, poor driving increases the risk of claims and means premiums generally increase. 

 

SEVERE EXTREME SPEEDING EVENT

A Severe Extreme Speeding Event occurs if you exceed the applicable road speed limit by the tolerances listed:

40mph+ in a 20mph limit

50mph+ in a 30mph limit

60mph+ in a 40mph limit

70mph+ in a 50mph limit

85mph+ in a 60mph limit

100mph+ in a 70mph limit

EXTREME SPEEDING EVENT

An Extreme Speeding Event occurs if you exceed the applicable road speed limit by the tolerances listed:

30mph+ in a 20mph limit

43mph+ in a 30mph limit

55mph+ in a 40mph limit

65mph+ in a 50mph limit

75mph+ in a 60mph limit

85mph+ in a 70mph limit

 

If you exceed the speed limit regularly and your speeding doesn't improve after a warning, we may need to cancel your policy. Please note that if you exceed 100mph or double the speed limit, we will cancel your insurance.