How does Black Box Insurance work?
To give you an opportunity to save money during your time with us, we will monitor the way you drive using a WiseDriving black box in your car.
By measuring a number of factors when you drive, we calculate a Driving Behaviour Score which is rated out of 100. Please note that whilst we don't have a curfew for night-time driving, your score will be lowered if you regularly drive between 11pm and 5am.
We are passionate about safe driving and will reward you throughout your policy if you show safe driving behaviour. If your score has improved, you could get money back. However, if your score is reduced there may be additional money to pay.
If your score falls significantly, this indicates that you are not driving as safely as you could be - and because we're so passionate about this, we must cancel your policy. Don't worry, we'll give you a heads up and time to improve before we do.
Safer driving means lower premiums for all our customers. Therefore, if you exceed the speed limit by more than 30%, we may cancel your policy if you speeding doesn't improve. Please note that if you exceed 100mph or double the speed limit we will cancel your insurance.