We know as well as anyone, trusted and reasonably-priced car insurance is not easy to find. That’s where telematics insurance comes in – it’s the easiest way to get more personalised car insurance premiums!
WHAT IS TELEMATICS INSURANCE?
Telematics insurance uses GPS technology to monitor your driving and adjust your insurance premiums accordingly. Our innovative product collects information as you drive and gives you a driving score. There are several main behaviours for safe driving that we monitor closely to give you your overall driving score:
- whether you stick to the speed limits
- the way you accelerate, brake and corner
- the time of day that you drive
The way your score is calculated will vary slightly depending on which box you have, so please head to our Help Centre for more information on how your score is calculated.
If you work hard on your driving and improve your skills across these behaviours, then your score will increase. If your score increases, we may be able to give you a reduced car insurance premium. Alternatively, if you ignore your alerts and continue to drive aggressively and poorly, your premiums are likely to increase.
WHAT DO WE USE TO MONITOR YOUR DRIVING?
A small black box is installed inside your car. The installation will either be done by yourself or by a professional engineer - we'll let you know which type of box you'll have when you get your quote through us. This box won't be visible to you or any passengers as it will be fitted in a concealed area. Once this is installed, all you have left to do is drive safely.
Benefits of choosing a telematics car insurance policy:
- You are treated as an individual: if you drive well, then you may be rewarded for your efforts, i.e. through reduced premiums.
- Simply, because it makes you a better and safer driver.