What is black box insurance?

Black box or telematics insurance uses technology to monitor how you drive, in most cases a small black box device is fitted to the inside of your car; this shouldn’t be visible and won’t affect your car’s performance or warranty.

The black box collects information about how you accelerate and brake along with the speed and time of day that you drive. This information then creates a Driving Behaviour Score, the safer you drive the higher your Driving Behaviour Score. If you score well, you could reduce the premium you pay.

Our aim is to make you a safer driver, so we’ll help you with tips and ideas as well as a personal dashboard which will provide you with daily updates on how you’re doing and what improvements can be made to make you a safer driver.

About WiseDriving

We’ve been here since the beginning and we’ve been leading the market from the start, because we’re different.

We don’t charge you for the distance you drive, we don’t have any curfews and we don’t charge penalty fees.

We do treat you as individual, we will give you an upfront discount of up to 40% and we’re here to support you, so you pay less and become a safer driver.

WiseDriving insurance works, we know that because the majority of our customers improve their driving behaviour and pay less. If you don’t drive safely, your premium will increase but we’ll help you get better by sending you regular updates and feedback on your performance. You’ll have your own personalised dashboard to monitor your driving and as your driving behaviour improves you’ll be rewarded with more discounts.

We know that being a new or young driver can be an expensive business but we will reward you if you drive safely, it’s that simple!

What happens next

1. We’ll phone you

After you have bought your policy, the WiseDriving installation team will call you to book an appointment to have your box fitted. Your box needs to be fitted within 14 days of your policy purchase or your policy will be cancelled, so it's important we can speak to you to arrange this.

2. We’ll visit you

We have a team of trained professionals fitting boxes up and down the country. They can come to you at the address on your policy or one you give us when you book the appointment. If you miss the appointment you’ll be charged £45.00.

3. We’ll check your documents

When we put a box in your car we need to check a few things. Please ensure you have the following documents ready when we come to visit you.

You’ll need to show our engineer:

 

UK No Claims Discount – If applicable

UK No Claims Discount – If applicable

Failure to provide this can result in your policy premium increasing or cancellation of your policy

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4. We’ll install your box

Our engineer will fit a box into your car, you won’t be able to see it and it is about the same size as a smartphone. It won’t affect your car’s performance and doesn’t impact your car’s warranty.

5. Check your score

You can access your driving score through your driving dashboard. Your score will be updated on the dashboard every day so you can check your score as often as you like. We’ll send you an email every month to let you know how you’re getting on. Every month we’ll review your score and, if we need to, adjust your premium accordingly.

If your policy started before the stated date then these are your relevant WiseDriving documents:

From time to time we need to update our documents with regulatory changes. If you purchased a policy before 20th September 2016 then please see your documents below.

From time to time we need to update our documents with regulatory changes. If you purchased a policy before 24th August 2016 then please see your documents below.

From time to time we need to update our documents with regulatory changes. If you purchased a policy before 3rd March 2016 then please see your documents below.

From time to time we need to update our documents with regulatory changes. If you purchased a policy before 15th Feb 2016 then please see your documents below.

From time to time we need to update our documents with regulatory changes. If you purchased a policy before 21st November 2014 then please see your documents below.

From time to time we need to update our documents with regulatory changes. If you purchased a policy before 2nd April 2013 then please see your documents below.