With telematics insurance on the rise, it’s easier than ever to know whether you’re driving safely. Even so, many people have taken to installing a dash cam in their car as an additional safety procedure. Dash cams give you the ability to look back on how safely you’re driving, find out what really happened in an accident, and report damage done to your car when you aren’t there! This is perhaps why they’ve surged in popularity – so just how can a dash cam help to improve your safety?
1. Accidents
When there’s an accident, it all goes so fast. Luckily, you can check your dash cam footage to see who was at fault. If it wasn’t your fault, it is a great way to prove that your insurance company shouldn’t pay out for the accident, which can save your No Claims Bonus! Make sure your camera records the front and back of your car, so you’ll have footage if someone hits you from behind. Help to solve your claims quickly and with little hassle by handing over your dash cam footage.
2. Insurance fraud
With insurance claim fraud on the rise, your dash cam provides invaluable evidence as to the events of an accident. Fraudsters may try to cause an accident, particularly at roundabouts, in order to claim personal injury. Your dash cam can prove it wasn’t you at fault, and also the severity of the incident to prove that injury claims aren’t viable. This helps to stop you paying out as a result of a fraudulent claim, allowing you to be compensated for any damage to your car.
3. Looking back on your journeys
When you’re a new driver, you’re bound to make mistakes. But you don’t need to have an accident to learn from them. Just look back at your dash cam footage to see any close scrapes you might have had. Between the footage from your dash cam and your Driving Behaviour Score, if you’re a WiseDriving customer, you’ll be able to see what to do to become a safer driver.
4. Security
Some dash cams can stay on overnight or while you’re not in the car, without draining the battery. If your camera has this feature, and your car gets bumped or scratched in a car park, you’ll be able to see who by, and make a claim. Also, if your car is vandalised, you’ll be able to give the footage to the police and your insurance company as valuable evidence.
Correct at the time of publication. Information in this article has been gathered from various sources, therefore Swinton Insurance cannot be held responsible for any view or opinion expressed herein.
