How does Black Box Insurance work?
To give you an opportunity to save money during your time with us, we will monitor the way you drive using a WiseDriving black box in your car.
By measuring a number of factors when you drive, we calculate a Driving Behaviour Score which is rated out of 100. We don't have a curfew for night-time driving, however your score will be lowered if you regularly drive between 11pm and 5am.
We are passionate about safe driving and want to reward you if you show safe driving behaviour. If your score has improved, you could get money back. However, if your score is reduced there may be additional money to pay.
If your score falls significantly, this indicates that you are not driving as safely as you could be - and because we're so passionate about this, we will give you lots of hints and tips about how to improve your score back up to safe levels. If you don't act to improve your score, we may need to cancel your policy. Don't worry, we'll give you a heads up and time to improve before we do.
Safer driving means lower premiums for all our customers. Equally, poor driving increases the risk of claims and means premiums generally increase. Therefore, if you exceed the speed limit by more than 30% and your speeding doesn't improve after a warning, we may need to cancel your policy. Please note that if you exceed 100mph or double the speed limit we will cancel your insurance.